How Much Deposit Do I Need for an Investment Property?
The deposit needed for an investment property is usually 20% of the purchase price, plus buying costs. But 20% is the cleanest route, not the only route. You may be able to buy with a 10% to 15% deposit and pay lenders mortgage insurance. If you already own property, usable equity may cover your deposit […]
Federal Budget Changes For SMSFs: A Guide For Residential Property Buyers
As at 8 July 2026, the new SMSF residential borrowing restriction is law, but it has not started. It commences on 10 August 2026. From that date, an SMSF generally cannot enter a new limited recourse borrowing arrangement to buy an ordinary residential investment property. Existing and qualifying in-progress arrangements are protected. Your SMSF can […]
Guide to Using Equity to Buy an Investment Property
If you already own a home or investment property, you may be sitting on one of the biggest wealth-building tools you have, without even realising it. Equity is simply the difference between what your property is worth today and what you still owe on your mortgage. As your property grows in value and your loan […]
2026 Federal Budget: What It Means for Women Property Investors
If you’ve been reading the headlines around the recent Federal Budget and wondering whether property investing just became harder, you’re not alone. For many women, property already feels like a lot to navigate. Borrowing capacity, interest rates, deposits, tax rules, rental returns, market timing, family responsibilities, career breaks, single incomes, retirement planning, and now Budget […]
Superannuation alone isn’t enough – how property helps women build real wealth
It’s pretty safe to say that most of us know what superannuation is. In fact, most of us have been earning superannuation for years and years – even if you haven’t been keeping track of it. Superannuation is a mandatory retirement savings system in Australia that relies on employers to contribute a percentage of […]
Not all debt is bad – here’s how to use it to your advantage
If we were to go into a list of things with a BAD reputation – debt would be right up there with service station sandwiches and MLM schemes. And it’s for a good reason. Debt is usually associated with financial stress, high-interest repayments, and the very real risk of falling into a cycle that is […]
5 healthy financial habits for successful investing
Do you ever look at those super wealthy people and just think – how on earth did they get there? Often it looks so easy, so effortless – but we forget that we’re often seeing these people in their prime. We’re seeing them at the end of a long road of consistency, dedication, and most […]
Why Interest Rate cuts could spark the next property boom
Interest rates are a hot topic at the moment, and for a good reason. Interest rates are one of the BIGGEST drivers of property price growth, because when rates go down – property prices tend to go UP, which can bring a lot of big changes to the market. And with interest rate cuts having […]
Is housing still affordable in Australia? Here’s what you need to know:
As we head towards the end of 2024, it’s safe to say that there’s so much in the way of news, rumours and opinions when it comes to the property market here in Australia. And it can be enough to impact your decision making, and make things quite overwhelming, no matter how much you want […]
What Australian Investors Should Expect In 2025
Let’s be honest, the Australian property market has seen some real wild shifts over the past few years and we know just how tricky it can be to keep up. It’s no surprise that as we move into 2025, there’s plenty on the horizon – more changes and factors that will impact what the year […]