How Much Deposit Do I Need for an Investment Property?
The deposit needed for an investment property is usually 20% of the purchase price, plus buying costs. But 20% is the cleanest route, not the only route. You may be able to buy with a 10% to 15% deposit and pay lenders mortgage insurance. If you already own property, usable equity may cover your deposit […]
Using Your Investment Property’s Equity
What Exactly Is Equity? In simple terms, equity is the difference between your property’s market value and how much you still owe on your loan. If your home is worth $800,000 and your remaining mortgage is $500,000, your equity is $300,000. It’s one of the most powerful tools in your property journey. As your property […]
Not all debt is bad – here’s how to use it to your advantage
If we were to go into a list of things with a BAD reputation – debt would be right up there with service station sandwiches and MLM schemes. And it’s for a good reason. Debt is usually associated with financial stress, high-interest repayments, and the very real risk of falling into a cycle that is […]
5 healthy financial habits for successful investing
Do you ever look at those super wealthy people and just think – how on earth did they get there? Often it looks so easy, so effortless – but we forget that we’re often seeing these people in their prime. We’re seeing them at the end of a long road of consistency, dedication, and most […]
5 steps to being a successful property investor
As women, we have a complicated past with the money we earn and the management of our finances. Historically it was rare for a woman to control her own money, nevertheless earn it, which means that even when we cut to 2025, finances, building wealth and even investing are topics that have huge holes in […]
Is housing still affordable in Australia? Here’s what you need to know:
As we head towards the end of 2024, it’s safe to say that there’s so much in the way of news, rumours and opinions when it comes to the property market here in Australia. And it can be enough to impact your decision making, and make things quite overwhelming, no matter how much you want […]
5 Reasons You Might Want to Use a Buyer’s Agent for Your Next Property Investment
Hands up if you’ve ever felt overwhelmed trying to understand the property market, or the ins-and-outs of investing, or what equity and uplift and gearing actually means? If you feel this way, you’re absolutely not alone. When it comes to buying property, navigating the market can feel really complex – especially if you’re trying to […]
5 Smart Saving Strategies to Help You Fast-Track Your Property Deposit
Let’s be honest, saving money isn’t easy for everybody. For some people, it comes so naturally, but if you’ve ever felt overwhelmed or defeated throughout the process – especially if you’re saving for something daunting like a property deposit, just know that you’re not alone. Property prices are rising and for a lot of people […]
3 Steps to Fast Track Your Retirement Through Property Investment
3 Steps to Fast Track Your Retirement Through Property Investment April 3, 2024 Have you ever felt like life is all about levelling up, hitting targets and reaching goals? Often, life can be polarising, making us feel like we have to do everything possible in the shortest amount of time. It might be a result […]
5 Simple Steps to Financial Freedom!
Have you ever felt like life is all about levelling up, hitting targets and reaching goals? Often, life can be polarising, making us feel like we have to do everything possible in the shortest amount of time. It might be a result of the pressure we put on ourselves, or instead, it might come […]